The Team
Find out about our professional and experienced team - who they are, how they can help you and how you can contact them.
John Yates
Financial Adviser & Managing Director
John has more than 30 years’ experience in financial services and his specialisms include: pension transfers, investments, long-term care and inheritance tax planning.
Highly qualified, he holds:
- Financial planning certificate
- Diploma for financial advisers
- Certificate in long term care insurance
- LIBF Level 6 Pension Transfers
- Mortgage Advice Qualification
Starting off as a home service agent for Liverpool Victoria in 1986 (he was the man who popped to people’s houses every month to collect the premiums for savings and insurance plans), he moved into financial planning after a couple of years.
After building up his experience and qualifications, he set up his own business in 1996 and eventually launched CJP Financial Planning in 2013, to focus on wealth management.
Thanks to his depth of knowledge, John has helped hundreds of clients to work out their financial goals and ambitions, and guided them to achieve as many of them as possible.
As every client has specific requirements, it means he has to cover a wide range of financial matters, which means he is always researching the most suitable solution to their needs.
A Wolverhampton Wanderers season-ticket holder, you’ll find him at Molineux for every home game. Failing that, he’ll be enjoying meals out, going to concerts or walking Freddie, his Staffy/French bull cross.
Having an ongoing relationship with clients, and seeing them regularly, means most now feel more like friends and family. I love helping people realise their goals – especially when they might not think it’s possible.
INHERITANCE TAX PLANNING IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
Craig Jones
Financial Adviser and Director of CJP Finance
Craig was a mortgage adviser for 15 years before he made the move to financial adviser. He deals with all aspects of financial advice, particularly pensions and investments, and is also an expert in equity release.
With a raft of qualifications behind him – a degree and Master’s in Economics, CeMAP, DipFA and Certificate in regulated equity release – Craig has the academic grounding as well as years of professional experience to make him a safe pair of hands.
Having progressed to a director at CJP Financial Planning Ltd, he is firmly focused on helping clients to achieve their goals, whether this is buying a property, achieving investment objectives or retirement goals.
Outside of work, Craig enjoys spending time with his family – his young twins keep him busy – and he relaxes by playing a few rounds of golf or heading to Molineux to watch Wolverhampton Wanderers.
Gary Hulme DipFA MLIBF
Financial Adviser
A highly experienced financial adviser, with more than 30 years’ experience in industry, Gary is a Certified Professional in Financial Advice (CPFA) and holds the DipFA (Diploma for Financial Advisers) and is a Member of The London Institute of Banking & Finance (MLIBF).
He is a firm believer in working closely with his clients – individuals, families and small business owners – to understand their goals, needs and aspirations before researching the most appropriate financial products for them.
By navigating the complex financial options for clients, he is a master of explaining the who, what, where, when, how and why. By simplifying the process, he ensures his clients are fully aware of the choices they have so they can make the financial decisions that align with their unique goals and value.
It is important to me that my clients find the financial planning process enjoyable and that I bring clarity and a degree of realism to the process.
Married with two grown-up children, Gary is a keen supporter of the Queen Elizabeth Hospital in Birmingham and has twice cycled 100 miles in a single day to raise much-needed funds.
Paige Tunnicliffe
Mortgage Adviser
From office administrator to qualified mortgage adviser, Paige is a knowledgeable professional who works hard to find the right mortgage and financial protection products for her clients.
Having successfully completed her nationally recognised Certificate in Mortgage Advice and Practice (CeMap) qualification in 2021, she has since helped scores of people achieve their dream of owning a home.
Her in-depth understanding the dynamic mortgage and remortgage markets, coupled with a drive to really get to know her clients’ needs, means she provides expert, tailored advice every time.
Friendly, focused and professional, Paige is a rising star who epitomises our dedication to excellent customer service.
When she’s not securing the best mortgage and financial protection deals on the market, you might find her enjoying a bottomless brunch or two with her friends or partner, or out and about with her Labrador, Rex.
Callum Yates
Paraplanner
Callum Yates started working with CJP Financial in 2015, starting his career in mortgage administration, before moving into pensions administration and paraplanning.
As a paraplanner, he is a vital part of the team, preparing plans for the financial advisers and carrying out extensive research for clients. He turns the complex information he gathers into readable and digestible reports that our clients can understand.
Because financial plans are updated regularly, to meet our clients’ changing situations, Callum is instrumental in gathering new information and providing updated projections.
As part of his career progression, he studying for his DipFA and CeMap exams, complementing the Financial Services Regulation and Ethics qualification he already holds.
Outside of work, Callum is a season ticketholder at Wolverhampton Wanderers and is also a swimming coach for Chase Swimming Club.
Connor Yates
Office Manager
Connor makes sure our office operations run as smoothly as possible – from ensuring there are enough teabags in the kitchen to implementing admin systems and liaising with clients and professional services.
He is ambitious and hopes to progress to full-time mortgage and planning adviser – and is studying for his Certificate in Mortgage Advice and Practice (CeMap) qualification.
When he’s not ensuring the efficient running of the office, he enjoys watching and playing different sports.
Carol Jones
Office Administrator
Carol joined CJP Financial Planning in 2011, starting as a receptionist before moving into the office administration role.
With a superb eye for detail, Carol’s day-to-day job is managing all the mortgages and financial protection administration that is generated by the team, ensuring every file is up to date and dealt with correctly.
A one-stop shop for all the team’s admin needs, she also loves helping clients with their mortgage requirements.
Outside of work, Carol enjoys supporting Wolverhampton Wanderers and spending valuable time with her family, which includes twin grandchildren. She’s also one to have on a quiz team: she loves a quiz and is a dab hand at Sudoku.